Business Owners Policy (BOP) Insurance in Jackson, MS
Running a small business in Jackson, MS, means juggling daily operations, customer service and long-term planning. A business owner’s policy, or BOP, is a convenient way to combine core coverage needs into a single policy.
The agents at FLM Insurance help business owners simplify their commercial insurance setup while staying covered where it counts.
What Is a Business Owner’s Policy and What Does It Include?
A BOP is designed for small to mid-sized businesses that need multiple types of coverage but want a streamlined solution. A standard BOP typically bundles the following insurance coverages:
- General liability insurance may help with costs related to third-party injuries, property damage, or legal claims.
- Commercial property insurance may assist with repair or replacement costs for buildings, equipment or inventory after a covered loss.
- Business interruption insurance may help replace lost income and operating expenses if you’re unable to open temporarily after an incident.
Depending on your operations, some BOPs can be customized with endorsements, such as cyber liability, equipment breakdown or employee dishonesty coverage.
Who Might Benefit from a BOP?
BOPs are typically geared toward small business owners with relatively straightforward operations. A BOP may be a good fit for businesses that:
- Own or lease a physical location
- Have valuable equipment, stock, or inventory
- Work directly with customers or vendors
- Operate in retail, service, hospitality or light manufacturing
- Prefer core coverage options packaged under one policy for ease of management
A BOP may also help you meet insurance requirements for leases or professional licenses.
Learn More
FLM Insurance is here to help Jackson, MS, businesses find practical insurance solutions that support daily operations and future growth. Contact our Jackson office today to request a BOP quote.