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Helpful Calculators

Automobile Calculators
Should I lease or purchase an auto?Auto purchase - Loan versus 0% dealer financing?What would my auto payments be?Should I upgrade to a more fuel efficient vehicle?Auto loan - Accelerated payoffHow much vehicle can I afford?
Cash Flow Calculators
How does inflation impact my standard of living?How much am I spending?How much do I need for emergencies?Should I pay down debt or invest more?How long will my money last?What is my current net worth?What is my projected net worth?What is my current cash flow?What is my projected cash flow?Value of reducing or foregoing expenses.Historical inflation - Compare purchasing power
College Calculators
What is the value of a college education?What are the payments on a parental (PLUS) loan?Should I live on campus, off campus or at home?How much should I be saving for college?Will I be able to pay back my student loans?Advantages of the Coverdell ESA.Advantages of a 529 College Savings Plan
Credit Calculators
Should I pay off debts or invest the money?What is the impact of making extra debt payments?How long until my loan is paid off?What would my loan payments be?Do I have too much debt?What is the balance owing on my loan?Which is better, cash up front or payments over time?
Insurance Calculators
How much life insurance do I need?What is my life expectancy?What are my needs for burial and final expenses?How much disability income insurance do I need?What are the chances of becoming disabled?What are my long-term care insurance needs?How much will I earn in my lifetime?What are the tax advantages of an annuity?How long will my current life insurance proceeds last?What is the future value of an annuity?Which is better, comprehensive plan or high-deductible plan with HSA?
Investment Calculators
What is the value of a bond?Compare taxable vs. tax-free investment returnWhat is the return on my real estate investment?What is the value of compound interest?What is my risk tolerance?What is the long-term impact of increased return?Certificate of deposit (CD) analyzerWhat is the dividend yield on a stock?How do expenses impact mutual fund returns?Certificate of deposit (CD) laddering strategy
Home & Mortgage Calculators
Should I convert to a bi-weekly payment schedule?Should I rent or buy a home?Should I pay discount points for a lower interest rate?Comparing mortgage terms (i.e. 15, 20, 30 year)Mortgage calculatorShould I refinance my home mortgage (breakeven)?How much home can I afford?How much can I borrow from my home equity (HELOC)?Compare an interest-only vs. traditional mortgageHow do closing costs impact the interest rate?Adjustable rate mortgage calculatorWhich is better, fixed or adjustable-rate mortgage?What are the tax savings generated by my mortgage?Compare a no-cost vs. traditional mortgage
Paycheck & Benefits Calculators
What may my 401(k) be worth?What is the impact of increasing my 401(k) contribution?What may my 457 Plan be worth?What is the impact of increasing my 457 Plan contribution?Convert my salary to an equivalent hourly wage.How much will my company bonus net after taxes?How will payroll adjustments affect my take-home pay?Convert my hourly wage to an equivalent salary.Should I exercise my "in-the-money" stock options?
Qualified Plan Calculators
Net unrealized appreciation (NUA) vs. IRA rollover?I am self-employed, how much can I contribute to a retirement plan?What is the impact of early withdrawal from my 401(k)? What is the impact of borrowing from my 401(k) plan?How do I maximize my employer 401(k) match?What are my lump sum distribution options?What is my projected required minimum distributions?What is my current year required minimum distribution?Should I convert to a Roth IRA?What will my qualified plan be worth at retirement?How much retirement income can my IRA provide?How much can I contribute to an IRA?
Retirement Calculators
How will retirement impact my living expenses?How much will I need to save for retirement?Are my current retirement savings sufficient?Social security retirement income estimatorHow does inflation impact my retirement income needs?
Saving Calculators
Becoming a millionaireSave now vs. save later How much should I save to reach my goal?What will my current savings grow to?Calculate rate of returnWhat is my effective annual yield?Income generated by a savings plan.How long will it take to double my money?How long until my savings reach my goal?
Taxation Calculators
2009 tax refund estimatorTax freedom dayWhat are the tax implications of paying interest?Should I itemize or take the standard deduction?How much of my social security benefit may be taxable?Federal Income Tax Estimator (Current Year)Should I adjust my payroll withholdings?
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